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In addition, clients for this sort of strategy can have serious legal or criminal histories. It's important to note that different providers use an array of concern ages on their guaranteed problem policies as low as age 40 or as high as age 80 - funeral cover. Some will certainly additionally supply greater face values, as much as $40,000, and others will certainly permit far better survivor benefit problems by enhancing the interest rate with the return of costs or minimizing the number of years till a complete death advantage is offered